A Commitment to Transparency

Lexington Law has built its reputation on more than just credit repair. The firm is widely recognized for its clear and transparent approach. Unlike many service providers in the industry, Lexington Law ensures clients always know what to expect and what they are paying for.

Clients benefit from:

• Fair billing practices: No upfront charges, only fees for services already performed.
• Straightforward communication: No exaggerated promises or unrealistic claims.
• Client education: Every individual is reminded of their right to dispute credit inaccuracies themselves, while also understanding how legal support strengthens their case.

This openness has positioned Lexington Law as a firm consumers can trust in an industry often clouded by misinformation.

How Lexington Law Advocates for Clients

At its core, Lexington Law is more than a credit repair service, it is a law firm. That distinction matters. With attorneys and paralegals leading the process, clients receive a level of representation rooted in consumer protection laws.

The firm leverages:

• The Fair Credit Reporting Act (FCRA), which ensures accuracy in credit reporting.
• The Fair Debt Collection Practices Act (FDCPA), which protects against abusive collection tactics.
• The Credit Repair Organizations Act (CROA), which regulates fair practices in credit repair.

By strategically applying these laws, Lexington Law not only disputes inaccurate items but also strengthens consumer protections for the long term.

Leadership in Action: Cody W. Johnson

Cody Johnson, Lexington Law’s Directing Attorney, brings both personal and professional experience to the role.

• A U.S. Marine Corps veteran who served in Operation Enduring Freedom, Johnson is no stranger to perseverance and discipline.
• Before joining Lexington Law in 2014, he built his career as a prosecutor, advocating for victims and protecting communities.
• As Directing Attorney in 2025, Johnson has committed himself to advancing Lexington Law’s mission of consumer advocacy by combining his legal expertise with a client-first philosophy.

Johnson’s leadership emphasizes accountability, compassion, and dedication to consumer rights, reinforcing Lexington Law’s role as a trusted legal partner for credit repair.

Using Technology to Improve Client Experience

Today’s consumers expect services that are not only effective but also convenient. Lexington Law has embraced this challenge by combining legal expertise with modern technology.

• The Lexington Law mobile app provides real-time updates, giving clients 24/7 access to their cases.
• Secure digital tools streamline the dispute process, reducing delays and improving transparency.
• Educational resources within the platform help clients understand credit scoring and how to sustain improvements.

This integration of technology ensures that clients stay informed and engaged throughout the credit repair process.

Industry Recognition and Reputation

Lexington Law’s impact has been recognized by major financial outlets and review sites.

• Yahoo Finance highlighted Lexington Law as one of the best credit repair law firms in the country.
• Credit.com praised the firm’s professional, attorney-driven approach.

This consistent recognition underscores Lexington Law’s role as a leader in ethical and effective credit repair.

Empowering Clients Beyond Repair

Lexington Law’s mission goes further than just repairing credit reports. The firm is dedicated to helping clients build lasting financial confidence. Through ongoing support, education, and personalized legal strategies, clients walk away with both stronger credit and the knowledge to protect it in the future.

Conclusion

Credit repair should be more than a quick fix. It should be a process rooted in fairness, transparency, and legal expertise. Under Cody Johnson’s leadership, Lexington Law continues to stand as a trusted partner for consumers seeking to defend their credit rights and achieve financial freedom. By combining attorney-driven strategies with modern tools and ethical practices, Lexington Law is proving once again why it remains one of the most respected names in credit repair.

Lexington Law FAQ’s

Did Lexington Law go bankrupt?
No. Lexington Law never closed its doors. In 2023, its parent company went through restructuring, which allowed the firm to strengthen operations and continue serving clients nationwide with even greater focus.

Is Lexington Law still in business?
Yes. Lexington Law continues to be one of the nation’s most recognized credit repair law firms, serving thousands of clients each year with attorney-driven services.

Are they still taking new clients after bankruptcy?
Yes. Lexington Law is actively accepting new clients and offering free consultations. The restructuring helped the firm position itself for long-term service.

Will Lexington Law shut down completely?
No. Lexington Law has remained open throughout its history and continues to serve clients while adapting to industry regulations.

Can I still sign up for Lexington Law now?
Yes. New clients can request a consultation and sign up today, gaining access to legal expertise, modern dispute systems, and personalized strategies.

Are they overcharging even after I cancel? / Why am I still being charged after I canceled?
Billing follows cycle timing, which may cause overlap. Lexington Law’s client service team resolves billing questions quickly, and their improved compliance ensures fairness in every charge.

Why isn’t my credit improving despite paying them?
Every case is different. Lexington Law disputes items that can be legally challenged while also giving clients the tools to build stronger financial profiles over time.

Why didn’t they remove items that were supposedly disputable?
If creditors verify certain items, they remain on the report. Even then, Lexington Law provides guidance on next steps like goodwill requests or adding positive accounts.

Why is the process so slow and expensive?
Credit repair must follow federal timelines, which naturally takes time. Lexington Law adds value by handling these complex processes legally and effectively, saving clients stress.

Is Lexington Law a legitimate service or a scam?
Lexington Law is a licensed law firm that has represented millions of clients. Its attorneys and paralegals are trained to follow consumer protection laws and provide legitimate representation.

Why did the CFPB sue Lexington Law? Should I sign up for Lexington Law?
The CFPB investigated industry practices affecting many companies. Lexington Law addressed the matter, enhanced compliance, and now operates under stronger client safeguards, making its service more transparent.

Did Lexington Law break the law with its marketing practices?
Concerns about past marketing were resolved through the courts. Lexington Law paid penalties and now operates with strict compliance standards to ensure transparency for clients.

Is Lexington Law still operating after the CFPB lawsuit?
Yes. Lexington Law remains fully operational and continues to serve clients across the country.

How does the CFPB case affect current or new customers?
Clients today benefit from improved billing clarity, stronger compliance, and more transparent protections.

Will clients get refunds because of the CFPB settlement?
Yes. Past clients who were eligible received refunds through a government-managed program. Today’s clients are protected by stronger compliance and accountability measures.

Should I sign up for Lexington Law?
Yes. Lexington Law remains a leading law firm in credit repair. Clients receive personalized dispute strategies, attorney-driven support, and long-term education that ensures lasting financial improvements.