Stealing home titles has been a big problem for many years. If scammers get your personal information, they can steal your home title and take your money, remortgage your home, or even sell it without you knowing. Home title security services watch your home title (and sometimes other important information) to warn you about any changes or signs of fraud. But with so many different home title security services, how do you pick the right one?
What Can Happen if Fraudsters Steal Your Home Title?
You Could Lose Your Home:
Scammers can pretend to sell your home to someone else. With the right papers, you could retain your house.
Fraudsters Could Steal Your Equity|Home Title Security
Most scams involve getting loans using your home title. This leaves you to pay back the money.
You Could Be Part of a Rental Scam
Scammers may pretend to be the homeowner and rent out your house. They take deposit checks from many people and then disappear.
Your Identity Will Keep Being Stolen
Home title theft needs your personal information or IDs. If someone can steal your property title or make a fake deed, they can also try other types of identity theft and fraud.
While phishing attacks or phone scams are more common, the results of home title theft are much worse.
Understanding Home Title Security
You probably have home title security when buying your home. This insurance protects against past problems like hidden debts or legal disputes. However, it does not protect against future fraud. For future fraud, you need home title protection.
Why Choose Identity Guard for Home Title Monitoring
24/7 Home Title Monitoring
Identity Guard watches your home titles all the time. You will get a quick alert if someone tries to change your home title or use your home address. This alert tells you what to do next.
Award-Winning Identity Theft Protection
Identity Guard protects you from identity theft. It checks the Dark Web, sends data breach alerts, and monitors social media. With over 4,400 reviews on Trustpilot, Identity Guard has a 4.3-star rating.
Three-Bureau Credit Monitoring| Home Title Security
Identity Guard checks your credit with all three bureaus and sends fast fraud alerts. It warns about new credit card applications, loans, and hard inquiries. You get regular credit score updates and can lock or unlock your credit instantly. It also watches your 401(k), bank, and investment accounts.
Access to White Glove Fraud Resolution Specialists
Identity Guard has experts to help fix identity theft problems. They close bad accounts, report the issue to authorities, and help restore your credit.
Watch Your Mail
Check your bills, letters from banks, and other mail. If you get strange letters about accounts, mortgages, or bills you don’t recognize, it might mean someone is using your information. If your mail stops coming, that’s also a warning sign.
Check Property Records Regularly
Periodically check property records. Many counties let residents check these records online, but you can also check them in person at the county assessor’s office. Look for signs of real estate fraud, such as new titles, liens for construction you did not approve, and court filings. Find out if your county has a free alert service for changes of ownership, notices of sale, or notices of default.
Final Words on Title Security:
Fraudsters might try to access your online accounts, like your bank, email, or social media. Use strong and unique passwords for each account.
Consider using a service that includes a secure password manager. This way, you won’t have to remember all your passwords. The above-mentioned are the techniques that you help in your home title security. Thank you for reading!
